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The Tower OneCard

The Tower OneCard is a unique benefit to you, as an active member of University of Wisconsin-La Crosse community. The Tower OneCard is your official University ID card, you are expected to have it with you at all times on-campus. It is also used for accessing library privileges, Tower Tender, student services and campus retail/dining locations. Benefits of using the Tower OneCard and OneAccount include:

  • Get access to payroll or refunds faster
  • Earn rewards for purchases
  • All this and more when you use the Tower OneCard and OneAccount

The Tower OneAccount

A Customized Bank Account Provided to You through UW-L
When funds are deposited to the OneAccount, your Tower OneCard becomes a powerful Debit MasterCard® accepted at stores worldwide. Your OneAccount gives you the convenience of a universally accepted debit card with the budgeting control of a checking account—you'll no longer need to carry cash.


Direct Deposit of University Refunds

There are multiple options provided to you for choosing how to receive your refunds. If you choose to receive your funds electronically by direct deposit into your Higher One account, you?ll receive your money in the fastest way possible!


Pay Anywhere with Debit MasterCard® Spending Power

Your new Tower OneCard and OneAccount give you the power to pay wherever MasterCard® is accepted: at millions of locations worldwide. 


Pay On-Campus

Note! All Dining and Meal Plan funds can only be used for on-campus purchases. This program does not allow transferring funds from your university Dining and Meal Plan account to the OneAccount, only from the OneAccount to Dining and Meal Plan.

With the Campus AutoLoad feature, you have the option to request that funds from your Tower OneAccount be automatically transferred to your Tower Tender to cover on-campus purchases.


Be Rewarded When You Shop

You may be eligible to earn OneRewards when you use your Tower OneCard at participating merchants.


24-Hour Online Banking

The Tower OneAccount gives you the tools to do all your banking online—anytime.


Access Your Money Faster and More Easily

With the Direct Deposit and E-Check features, payments are received almost instantaneously.


Get Cash On-Campus and Off-Campus

With Debit MasterCard® spending power, you won't need cash often—but if you do, getting it is quick and easy through an ATM.